USER AGREEMENT

Terms & Conditions

Please read these terms of service and disclosures before using our website.

Last updated: June 28, 2026

Welcome to MutualFundsOverlap.com. By accessing or using this website, you agree to comply with and be bound by the following terms, conditions, and disclaimers of service.

1. Nature of the Service

MutualFundsOverlap.com provides a free online calculator to check mutual fund overlap percentages between schemes. This tool is designed for educational, informational, and research purposes only.

2. Financial Disclaimer (Not Advice)

None of the reports, metrics, matrices, or charts generated by our tool constitute financial, investment, legal, or tax advice. We do not recommend the purchase, sale, or retention of any mutual fund scheme or individual stock security.

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully. You should consult a qualified, SEBI-registered financial advisor before making any financial planning or investment decisions.

3. Sourcing of Portfolio Data

The underlying mutual fund scheme names and stock weight allocations are sourced directly from the official monthly portfolio disclosures published by individual Indian Asset Management Companies (AMCs).

While we make every effort to extract, parse, and verify this data monthly, we do not guarantee that the information is completely error-free, complete, or up-to-date. In particular:

  • AMCs typically disclose portfolios with a lag (usually by the 10th of the following month).
  • Portfolios are dynamic, and actual fund holdings can change daily due to market fluctuations and trading activity.
  • Calculations assume the last published monthly disclosure data.

4. Cost of Usage

This service is provided "as is" and is completely free of charge. We reserve the right to modify, suspend, or discontinue any aspect of the calculator or site at any time without prior notice.

5. Limitation of Liability

In no event shall MutualFundsOverlap.com, its developers, or owners be held liable for any direct, indirect, incidental, or consequential damages, losses, or costs arising out of your use of or inability to use this website and its calculations.

6. Intellectual Property

All layout, branding assets, custom-designed SVGs, algorithms, and code logic are protected by copyright laws. You may use this tool for personal, non-commercial purposes only.